Credit checks offer a cheap screening method to ensure it is worth continuing with an applicant. They are also perfect to be used in conjunction with Arthur’s applicant form for companies that complete their referencing in-house.
The credit score is a measure of the probability of defaulting on a credit agreement. Large lenders use all the available data, but these reports only allow the buyer to see only whats public – Electroll roll, bankruptcy and judgements are all public. The result also compares the applicant score obtained to the average score at that postcode to obtain an overall score an probability of default
The cost of credit checks is linked to cost of credit checks
Credit checks can be carried out at three levels
Please note: All persons must have an address.
Go to the Applicant index page and select Create credit report. Or view the applicant and select Create credit report.
Go to the Applicant index page and select all applicants you wish to get checked.
Confirm the address for all applicants that are to be referenced. Please note: Once submitted you will be charged a credit, even if the address is wrong. This is because the call to the database has been made and a check run.
Confirm addresses and credit usage. Payment will be taken directly from your Arthur account.
The credit report will return almost instantly. You can view the report from:
a) Within the credit check index page:
b) Within the applicant index page
Go to tenancy>tenant>credit check
Go to tenancy>guarantor>credit check
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